You have reached our Virtual Payment Negotiator site.  This site can display the accounts owed, arrange a repayment plan, and process your payments with the highest level of security.  You can, at anytime, elect to call us directly to discuss your accounts and situation.  If you prefer, the following pages might be able to create a repayment plan acceptable to all involved. If you elect to continue, you will follow these steps to complete the process.  By creating an account, you agree to electronic communications (Personal Email) regarding your account.

• Authenticate your access
• Review the list of obligations
• Determine a payment plan
• Select a funding option
• Review your receipt

If you are a new user and want to create an account click here